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The Memphis flip-lender league

The lenders funding Memphis flips, by recorded volume.

Every hard money and flip lender directory ranks by who paid to be listed. This page ranks by what the county record shows: the trust deeds attached to finished Memphis flips, counted lender by lender. If a lender funds flips here, the deeds name them.

Ranked by flips financed in the last 12 months. A flip is a recorded buy and recorded resale of the same parcel, classified from the Shelby County deed record; its lender is the trust deed recorded at acquisition, coverage from Jul 2024. Recorded volume only: this is a scoreboard, not a directory and not an endorsement.

#Lenderflips, 12 moall timeavg realized uplift
01 GUARANTY BANK AND TRUST COavg hold 204 days, buy to recorded resale 60flips, 12 mo 96all time +181%avg realized uplift
02 INDEPENDENT BANKavg hold 206 days, buy to recorded resale 58flips, 12 mo 93all time +111%avg realized uplift
03 FIRST COMMUNITY BANKavg hold 196 days, buy to recorded resale 56flips, 12 mo 120all time +169%avg realized uplift
04 BANK TENNESSEEavg hold 215 days, buy to recorded resale 30flips, 12 mo 45all time +177%avg realized uplift
05 KIAVI FUNDING INCavg hold 193 days, buy to recorded resale 23flips, 12 mo 37all time +89%avg realized uplift
🔒 Rows 6 to 100 are in Pro. 95 more ranked entities on this league.
The five rows above are the free surface. Pro unlocks every ranked row, the receipts behind each one, and unlimited address reads. Go Pro · $99/mo or see a sample read

Every figure on this page is computed from public records. Public records contain errors, omissions, and recording lags, and coverage windows are stated where each figure appears. Rankings reflect recorded volume only and are not ratings, reviews, endorsements, or statements about any entity's quality, legality, or conduct. Nothing here is an appraisal, a broker price opinion, or lending, investment, tax, or legal advice. This is not a consumer report: never use it to screen tenants or to make any decision about an individual person.

How this league is built

Loan records, not listings.

Priors classifies finished flips from consecutive recorded deeds on the same parcel, then attaches the acquisition loan: the trust deed recorded when the flipper bought. Group those by lender and the funding market ranks itself. No lender submitted anything, and none can pay to move up.

Trust-deed coverage in the engine begins Jul 2024, so twelve-month counts are complete and all-time counts grow backward as older deeds land. The full league runs far past the five rows above, with per-lender borrower counts and the flips behind every loan, in Pro.

If you are a lender on this list, the same engine can run your whole book: every flip you financed in Shelby County, with the permit record behind each renovation claim. That is the lender tier.

How Property Priors builds a read →

Questions

Hard money in Memphis, answered from the record.

Who are the most active hard money lenders in Memphis?

Ranked by recorded flip loans in the last 12 months, the five most active are on this page, read live from the county record. The full ranked league, with loan volumes and borrower counts per lender, is in Pro.

How is this different from a lender directory?

Directories list lenders who asked to be listed. This league counts recorded trust deeds attached to finished flips, so it reflects loans that actually closed, in recorded dollars. Nobody can pay to appear or to move up.

What counts as a flip loan here?

A trust deed recorded when an operator bought a parcel that they later resold, where the buy and resale pair classifies as a finished flip in the deed record. Refinance-only value plays (buy, renovate, cash-out refinance) are tracked separately in the Priors engine.

Does a loan here mean the lender endorses the flip?

No. The league reports recorded volume only. It is not a rating, a review, or a statement about any lender’s or borrower’s practices.

The other Memphis leagues

The rest of the record, ranked the same way.

The whole Memphis record on one page →